99.3-105.7 Kiss FM

If you’re about to lose your home to foreclosure there’s money to help you, but you’ve got to act quickly.

The federal government is once again trying to help out homeowners. The Feds are kicking into high gear a zero interest loan program for qualifying homeowners.

Housing and Urban Development wants to give money to homeowners needing help.

It’s called the Emergency Homeowner Loan Program.

Here’s how it works:

If you qualify you can get up to 2 years of mortgage payments, or $50,000. The money can also be used to pay fees interest, taxes and insurance.

You don’t have to pay it back, but if you don’t follow the program guidelines for 5 years, then you may have to reimburse the government for the money you got.

But first, you’ve got to qualify. Here are the requirements:

1) You must own your own home

2) Be at least three months behind on your mortgage

3) Have an annual income less than $75,000

4) And have suffered a significant loss of that income

A drop in income must be least 15 percent and be the result of unemployment must be the result of the bad economy or a medical emergency.

You’ve got to act quickly. The deadline to apply is July 22.

Just follow the link below:


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